The NYC Direct Deposit program provides free checking accounts to City residents who directly deposit their pay. Features include:
- No monthly fees
- No overdraft option for debit card purchases or ATM withdrawals
- No minimum balance requirements
- Free online banking and bill pay
- Free in-network ATM withdrawals
To sign up, you must:
- Open the account at a participating financial institution.
- Enroll in direct deposit. Ask your employer's Human Resources Department how.