Open a Savings Account


The NYC SafeStart Account is a safe and affordable starter savings account available for New Yorkers. Special features of the account include:

  • No overdraft fees
  • No monthly fees, provided a minimum balance is met
  • Minimum balance requirements are $25 or less
  • ATM card for withdrawals (Note: It is NOT a debit card)

You can open an NYC SafeStart Account at participating bank and credit union branches throughout New York City (see map and list below) or schedule a free one-on-one financial counseling session at one of the City's Financial Empowerment Centers to learn more about opening an NYC SafeStart Account and managing your money.

Notes:

  • Certain institutions accept the IDNYC card to open accounts. Learn more about specific requirements at www.nyc.gov/idnyc
  • Certain institutions offer mobile banking, contact the institution directly for details. DCA released the first municipal study on mobile technology and money management, learn more

     

    BRONX

    Bethex Federal Credit Union - Conrad Walker
    20 East 179th Street
    Bronx, NY 10453
    Telephone: 718.299.9100
    Hours: Mon - Sat: 9:30am-4:30pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements



    Popular Community Bank - Third Avenue
    2923 Third Avenue
    Bronx, NY 10455
    Telephone: 800.377.0800
    Hours: Mon-Thu: 9am-3pm; Fri: 9am-6pm; Sat: 9am-1pm
      This institution offers mobile banking.



    Ridgewood Savings Bank - White Plains Road
    3824 White Plains Road
    Bronx, NY 10467
    Telephone: 718.882.0440
    Hours: Mon,Tues, Wed, Fri: 10am-4pm; Thu: 10am-7pm; Sat: 10am-2pm 
      This institution offers mobile banking.



    Spring Bank
    69 East 167th Street
    Bronx, NY 10452
    Telephone: 718.879.5000
    Hours: Mon-Wed: 8am-6pm; Thu, Fri: 8am-8pm; Sat: 9am-1pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements



    BROOKLYN

    Amalgamated Bank - Bedford Stuyvesant
    1212 Fulton Street
    Brooklyn, NY 11216
    Telephone: 718.510.9001
    Hours: Mon, Tues, Wed, Fri: 9am-4pm; Thu: 9am-7pm; Sat: 9am-3pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements 
     
      This institution offers mobile banking.



    Capital One - Bushwick
    315 Wyckoff Avenue
    Brooklyn, NY 11237
    Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm 
      This institution offers mobile banking.



    Capital One - Cypress Hill
    3345 Fulton Street
    Brooklyn, NY 11208
    Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm 
      This institution offers mobile banking.



    Capital One - Sunset Park
    5001 Fifth Avenue
    Brooklyn, NY 11220
    Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm 
      This institution offers mobile banking.



    M&T Bank - Central
    2664 Atlantic Avenue
    Brooklyn, NY 11207
    Telephone: 718.922.4228 
      This institution offers mobile banking.



    Popular Community Bank - Graham Avenue
    15 Graham Avenue
    Brooklyn, NY 11206
    Telephone: 800.377.0800
    Hours: Mon-Fri: 9am-3pm; Sat: 9am-1pm
      This institution offers mobile banking.



    MANHATTAN

    Carver Federal Savings Bank - Malcolm X Avenue
    142 Malcolm X Boulevard
    New York, NY 11433
    Telephone: 718.230.2900
    Hours: Mon-Fri: 8:30am-5:30pm; Sat: 9am-2pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements 
     
      This institution offers mobile banking.



    Lower East Side People's Federal Credit Union
    37 Avenue B (on the corner of Avenue B & 3rd Street)
    New York, NY 10009
    Telephone: 212.529.8197
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements


    Neighborhood Trust Federal Credit Union
    1112 St. Nicholas Avenue
    New York, NY 10032
    Telephone: 212.740.0900
    Hours: Mon, Tues, Fri: 9am-4pm; Thu: 9am-6pm; Sat: 10am-2pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements


    Popular Community Bank - East Houston
    310 East Houston Street
    New York, NY 10002
    Telephone: 800.377.0800
    Hours: Mon-Wed, Fri: 9am-4pm; Thu: 9am-6pm
      This institution offers mobile banking.



    Spring Bank Manhattan
    2049 Frederick Douglass Boulevard
    New York, NY 10026
    Telephone: 718.879.5110
    Hours: Mon-Fri: 8am-6pm; Sat: 10am-1pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements


    Union Settlement Federal Credit Union
    237 East 104th Street
    New York, NY 10029
    Telephone: 212.828.6060
    Hours: Mon-Fri: 8:30am-4pm



    QUEENS

    Capital One - Jamaica
    161-01 Jamaica Avenue
    Jamaica, NY 11432
    Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm 
      This institution offers mobile banking.



    Popular Community Bank - Jackson Heights
    83-22 Baxter Avenue
    Elmhurst, NY 11373
    Telephone: 800.377.0800
    Hours: Mon-Wed, Fri: 9am-3pm; Thu: 9am-6pm; Sat: 9am-1pm
    This institution offers mobile banking.



    STATEN ISLAND

    Capital One - West Brighton
    386 Forest Avenue
    Staten Island, NY 10301
    Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm 
      This institution offers mobile banking.