Open a Savings Account


The NYC SafeStart Account is a safe and affordable starter savings account available for New Yorkers. Special features of the account include:

  • No overdraft fees
  • No monthly fees, provided a minimum balance is met
  • Minimum balance requirements are $25 or less
  • ATM card for withdrawals (Note: It is NOT a debit card)

You can open an NYC SafeStart Account at participating bank and credit union branches throughout New York City (see map and list below) or schedule a free one-on-one financial counseling session at one of the City's Financial Empowerment Centers to learn more about opening an NYC SafeStart Account and managing your money.

Notes:

  • Certain institutions accept the IDNYC card to open accounts. Learn more about specific requirements at www.nyc.gov/idnyc
  • Certain institutions offer mobile banking, contact the institution directly for details. DCA released the first municipal study on mobile technology and money management, learn more

     

    BRONX

    Bethex Federal Credit Union - Conrad Walker
    20 East 179th Street
    Bronx, NY 10453
    Telephone: 718.299.9100
    Hours: Mon - Sat: 9:30am-4:30pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements



    Popular Community Bank - Third Avenue
    2923 Third Avenue
    Bronx, NY 10455
    Telephone: 800.377.0800
    Hours: Mon-Thu: 9am-3pm; Fri: 9am-6pm; Sat: 9am-1pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements 
     
      This institution offers mobile banking.



    Ridgewood Savings Bank - White Plains Road
    3824 White Plains Road
    Bronx, NY 10467
    Telephone: 718.882.0440
    Hours: Mon,Tues, Wed, Fri: 10am-4pm; Thu: 10am-7pm; Sat: 10am-2pm 
      This institution offers mobile banking.



    Spring Bank
    69 East 167th Street
    Bronx, NY 10452
    Telephone: 718.879.5000
    Hours: Mon-Wed: 8am-6pm; Thu, Fri: 8am-8pm; Sat: 9am-1pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements



    BROOKLYN

    Amalgamated Bank - Bedford Stuyvesant
    1212 Fulton Street
    Brooklyn, NY 11216
    Telephone: 718.510.9001
    Hours: Mon, Tues, Wed, Fri: 9am-4pm; Thu: 9am-7pm; Sat: 9am-3pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements 
     
      This institution offers mobile banking.



    Capital One - Bushwick
    315 Wyckoff Avenue
    Brooklyn, NY 11237
    Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm 
      This institution offers mobile banking.



    Capital One - Cypress Hill
    3345 Fulton Street
    Brooklyn, NY 11208
    Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm 
      This institution offers mobile banking.



    Capital One - Sunset Park
    5001 Fifth Avenue
    Brooklyn, NY 11220
    Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm 
      This institution offers mobile banking.



    M&T Bank - Central
    2664 Atlantic Avenue
    Brooklyn, NY 11207
    Telephone: 718.922.4228 
      This institution offers mobile banking.



    Popular Community Bank - Graham Avenue
    15 Graham Avenue
    Brooklyn, NY 11206
    Telephone: 800.377.0800
    Hours: Mon-Fri: 9am-3pm; Sat: 9am-1pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements 
     
      This institution offers mobile banking.



    MANHATTAN

    Carver Federal Savings Bank - Malcolm X Avenue
    142 Malcolm X Boulevard
    New York, NY 11433
    Telephone: 718.230.2900
    Hours: Mon-Fri: 8:30am-5:30pm; Sat: 9am-2pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements 
     
      This institution offers mobile banking.



    Lower East Side People's Federal Credit Union
    37 Avenue B (on the corner of Avenue B & 3rd Street)
    New York, NY 10009
    Telephone: 212.529.8197
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements


    Neighborhood Trust Federal Credit Union
    1112 St. Nicholas Avenue
    New York, NY 10032
    Telephone: 212.740.0900
    Hours: Mon, Tues, Fri: 9am-4pm; Thu: 9am-6pm; Sat: 10am-2pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements


    Popular Community Bank - East Houston
    310 East Houston Street
    New York, NY 10002
    Telephone: 800.377.0800
    Hours: Mon-Wed, Fri: 9am-4pm; Thu: 9am-6pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements 
     
      This institution offers mobile banking.



    Spring Bank Manhattan
    2049 Frederick Douglass Boulevard
    New York, NY 10026
    Telephone: 718.879.5110
    Hours: Mon-Fri: 8am-6pm; Sat: 10am-1pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements


    Union Settlement Federal Credit Union
    237 East 104th Street
    New York, NY 10029
    Telephone: 212.828.6060
    Hours: Mon-Fri: 8:30am-4pm



    QUEENS

    Capital One - Jamaica
    161-01 Jamaica Avenue
    Jamaica, NY 11432
    Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm 
      This institution offers mobile banking.



    Popular Community Bank - Jackson Heights
    83-22 Baxter Avenue
    Elmhurst, NY 11373
    Telephone: 800.377.0800
    Hours: Mon-Wed, Fri: 9am-3pm; Thu: 9am-6pm; Sat: 9am-1pm
      This institution accepts the IDNYC card to open an account. 
      Learn more about specific requirements 
     
      This institution offers mobile banking.



    STATEN ISLAND

    Capital One - West Brighton
    386 Forest Avenue
    Staten Island, NY 10301
    Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm 
      This institution offers mobile banking.