Open a Savings Account

The City has partnered with banks and credit unions to offer the NYC SafeStart Account, a safe and affordable starter savings account available for New Yorkers. Special features of the account include:

  • No overdraft fees
  • No monthly fees, provided a minimum balance is met
  • Minimum balance requirements are $25 or less
  • ATM card for withdrawals (Note: It is NOT a debit card)

You can open an NYC SafeStart Account at participating bank and credit union branches throughout New York City (see map and list below) or schedule a free one-on-one financial counseling session at one of the City's Financial Empowerment Centers to learn more about opening an NYC SafeStart Account and managing your money.


Bethex Federal Credit Union - Conrad Walker
20 East 179th Street
Bronx, NY 10453
Telephone: 718.299.9100
Hours: Mon - Sat: 9:30am-4:30pm

Popular Community Bank - Third Avenue
2923 Third Avenue
Bronx, NY 10455
Telephone: 800.377.0800
Hours: Mon-Thu: 9am-3pm; Fri: 9am-6pm; Sat: 9am-1pm

Ridgewood Savings Bank - White Plains Road
3824 White Plains Road
Bronx, NY 10467
Telephone: 718.882.0440
Hours: Mon,Tues, Wed, Fri: 10am-4pm; Thu: 10am-7pm; Sat: 10am-2pm

Spring Bank
69 East 167th Street
Bronx, NY 10452
Telephone: 718.879.5000
Hours: Mon-Wed: 8am-6pm; Thu, Fri: 8am-8pm; Sat: 9am-1pm


Amalgamated Bank - Bedford Stuyvesant
1212 Fulton Street
Brooklyn, NY 11216
Telephone: 718.510.9001
Hours: Mon, Tues, Wed, Fri: 9am-4pm; Thu: 9am-7pm; Sat: 9am-3pm
This institution is part of the IDNYC card program.
Learn more

Capital One - Bushwick
315 Wyckoff Avenue
Brooklyn, NY 11237
Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm

Capital One - Cypress Hill
3345 Fulton Street
Brooklyn, NY 11208
Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm

Capital One - Sunset Park
5001 Fifth Avenue
Brooklyn, NY 11220
Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm

M&T Bank - Central
2664 Atlantic Avenue
Brooklyn, NY 11207
Telephone: 718.922.4228

Popular Community Bank - Graham Avenue
15 Graham Avenue
Brooklyn, NY 11206
Telephone: 800.377.0800
Hours: Mon-Fri: 9am-3pm; Sat: 9am-1pm


Carver Federal Savings Bank - Malcolm X Avenue
142 Malcolm X Boulevard
New York, NY 11433
Telephone: 718.230.2900
Hours: Mon-Fri: 8:30am-5:30pm; Sat: 9am-2pm

Lower East Side People's Federal Credit Union
37 Avenue B (on the corner of Avenue B & 3rd Street)
New York, NY 10009
Telephone: 212.529.8197

Neighborhood Trust Federal Credit Union
1112 St. Nicholas Avenue
New York, NY 10032
Telephone: 212.740.0900
Hours: Mon, Tues, Fri: 9am-4pm; Thu: 9am-6pm; Sat: 10am-2pm

Popular Community Bank - East Houston
310 East Houston Street
New York, NY 10002
Telephone: 800.377.0800
Hours: Mon-Wed, Fri: 9am-4pm; Thu: 9am-6pm

Spring Bank Manhattan
2049 Frederick Douglass Boulevard
New York, NY 10026
Telephone: 718.879.5110
Hours: Mon-Fri: 8am-6pm; Sat: 10am-1pm

Union Settlement Federal Credit Union
237 East 104th Street
New York, NY 10029
Telephone: 212.828.6060
Hours: Mon-Fri: 8:30am-4pm


Capital One - Jamaica
161-01 Jamaica Avenue
Jamaica, NY 11432
Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm

Popular Community Bank - Jackson Heights
83-22 Baxter Avenue
Elmhurst, NY 11373
Telephone: 800.377.0800
Hours: Mon-Wed, Fri: 9am-3pm; Thu: 9am-6pm; Sat: 9am-1pm


Capital One - West Brighton
386 Forest Avenue
Staten Island, NY 10301
Hours: Mon-Fri: 8:30am-6pm; Sat: 9am-3pm