Lien Sales

When you do not pay your property taxes, water bills, and other charges against your property, these unpaid charges become tax liens that may be sold in a tax lien sale. Each year, the Department of Finance sells tax liens. If your property has unpaid debt that qualifies for a lien sale, we will sell your lien debt (the amount owed) to an authorized buyer. A lien servicing company, on behalf of the buyer, adds more fees and interest to your debt, so it is much better to take care of your debt before we sell the lien. We send you at least four notices before your lien is sold telling you about the sale and advising you to pay your debt(s) so that your property's lien does not get sold.
 
The last day to pay your debt or enter into a payment agreement is on May 11, 2016.

The Lien Sale will take place on May 12, 2016.


When the City Can Sell a Lien on a Property
Depending on your type of property, there can be as many as four conditions that make your property eligible for the sale. Use this table to understand the rules that apply to your property.

Exemptions
Your residential property may be excluded from the lien sale if you qualify for certain personal exemptions, but you must file the Exemption Eligibility Checklist that was mailed to you with the 90 Day Notice of Intention to Sell Liens with us by May 2, 2016 in order to be removed from the sale. You can apply for personal exemptions for the tax year that starts on July 1 by sending your exemption application by March 15 of the same year.

Military Request for Relief
Active military personnel may request relief from the Lien Sale, Tax Warrants, Environmental Control Board judgments, and parking judgments.

Payment Agreements
Payment agreements are available for properties noticed for the tax lien sale. Entering into a payment agreement or bringing an existing payment agreement up to date allowed owners to be removed from the sale. If you are eligible, you can request a payment agreement and use our payment agreement estimator to help you estimate what you will owe for each installment.

90-day Notice of Intention to Sell Liens
Includes detailed information and frequently asked questions about lien sales.

Translated Versions - Coming Soon
লিয়েন সেলের 90 দিনের ইনটেনশন নোটিস
提前 90 天之留置权出售意向通知
Preyavi sou 90 jou pou Fè Konnen Entansyon nou pou Vann Dwa Privilèj
유치권 공매 의향 90일 고지
90-дневное уведомление о предстоящей продаже права требования задолженности
Aviso de 90 días de la intención de vender embargos preventivos

90-Day Publication List of Properties Eligible for the Lien Sale (as of 2/8/16)

2016 90-Day Lien Sale Lists
Updated 2/8/2016


Acrobat


Excel

Manhattan

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Bronx

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Brooklyn

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Queens

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Staten Island

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Lien Sale Outreach

The Department of Finance, the Department of Environmental Protection (DEP) and the Department of Housing Preservation and Development (HPD) will hold outreach events in every borough to provide owners with one-on-one assistance with their lien sale questions and issues.

The dates listed below are for Lien Sale Events scheduled in the Finance Department’s Business Centers from 5:00 pm to 7:00 pm.
 
February 23, 2016 – Manhattan Business Center, 66 John Street, 2nd Floor, New York, NY
March 1, 2016 – Bronx Business Center, 3030 Third Avenue, 2nd Floor, Bronx, NY
March 8, 2016 – Queens Business Center 144-06 94th Avenue, Jamaica, NY
March 10, 2016 – Staten Island Business Center – 350 St. Marks Place, Staten Island, NY
March 15, 2016 – Brooklyn Business Center – 210 Joralemon Street, 1st Floor, Brooklyn, NY
March 17, 2016 – Manhattan Business Center – 66 John Street, 2nd Floor, New York, NY
March 22, 2016 – Bronx Business Center – 3030 Third Avenue, 2nd Floor, Bronx, NY
March 24, 2016 – Queens Business Center – 144-06 94th Avenue, 1st Floor, Jamaica, NY
March 29, 2016 – Brooklyn Business Center – 210 Joralemon Street, 1st Floor, Brooklyn, NY
April 5, 2016 – Staten Island Business Center – 350 St. Marks Place, 1st Floor, Staten Island, NY
 

Contact Information

For Property Taxes
            NYC Dept. of Finance
            Tax Lien Ombudsperson
            Phone: 212-440-5408 or 212-440-5407 (Ombudsperson for Seniors)
            Online: nyc.gov/finance
            Email:  Email Us
 
For Water & Sewer Charges
           NYC Dept. of Environmental Protection
           Bureau of Customer Services
           Phone: 718-595-7000
           Online: nyc.gov/dep
           Department of Environmental Protection Payment Center Locations

To Dispute Water & Sewer Charges
           NYC Dept. of Environmental Protection
           Water Lien Ombudsperson Office
           Phone: 718-595-OMBU (6628)
           Online: nyc.gov/dep
           Email: ombuds@dep.nyc.gov

For Emergency Repair & Alternative Enforcement Charges
           NYC Dept. of Housing Preservation & Development
           Phone: 212-863-6020
           Online: nyc.gov/hpd
           Email: hpderp@hpd.nyc.gov 

Current Lien Servicing Companies
           Tower Capital Management, LLC
           Phone: 800-970-8454
           Online: www.tcmfund.com
           Email: NYCTLservicing@tcmfund.com

            MTAG Services, LLC
            Phone: 800-750-9210
            Online: www.taxliensupport.com
            Email: support@MTAGServices.com


Avoiding Predatory Lenders
When we publish the 90-day Lien Sale Notice, some homeowners receive loan offers they did not request. Be careful if you receive a loan offer after the list is published. The offer may not be in your best interest.
 
Dishonest lenders know that if your property is on the lien sale list, you owe the City money. These lenders try to take advantage of your financial situation, and you could lose your property. Be sure to research all lenders, seek guidance from independent sources, and be careful. Do not risk losing your home to a predatory lender if you cannot pay back the money you borrow.

Lien Sale List Archives

2015 Lien Sale List
2014 Lien Sale List

2013 Lien Sale List
2012 Lien Sale List
2011 Lien Sale List (Manhattan, Bronx, Brooklyn, Queens, Staten Island)