Lien Sales

When you do not pay your property taxes, water bills, and other charges against your property, these unpaid charges become tax liens that may be sold in a tax lien sale.

Each year, the Department of Finance sells tax liens. If your property has unpaid debt that qualifies for a lien sale, we will sell your lien debt (the amount owed) to an authorized buyer. A lien servicing company, on behalf of the buyer, adds more fees and interest to your debt, so it is much better to take care of your debt before we sell the lien.

We send you at least four (4) notices before your lien is sold telling you about the sale and advising you to pay your debt(s) so that your property's lien does not get sold.

Depending on your type of property, there can be as many as four conditions that make your property eligible for the sale. Use this table to understand the rules that apply to your property.

90-day Notice of Intention to Sell Liens - Includes detailed information and frequently asked questions about lien sales.

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The last day to pay your debt or enter into a payment agreement is
May 17, 2018.


Properties Eligible for the Lien Sale

Data as of 4/10/18
Acrobat    Excel
 Manhattan

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 Bronx

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 Brooklyn

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 Queens

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 Staten Island

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  • List of Lien Sale Candidates Classified as Vacant Land [ PDF | Excel ]
  • List of Lien Sale Candidates Classified as Owned by Not-for-Profits  [ PDF | Excel ]

Exemptions

Certain current property tax exemptions or credits may result in the removal of your property from the tax lien sale at risk pool. If you believe that you are eligible for a senior citizen, disabled homeowner, or veterans exemption or if you received the New York State circuit breaker credit for tax year 2017, then please fill out a Lien Sale Property Exemption Application and return it to DOF no later than May 17, 2018. If you are not sure whether you qualify for an exemption, please fill out the Exemption Eligibility Checklist and return it to us as soon as possible. If we believe you qualify for an exemption that may remove your property from the at risk pool, we will ask you to fill out the Lien Sale Property Exemption Application by May 17.

More information on property tax exemptions, including exemptions that benefit an owner but do not remove a property from the tax lien sale at risk pool, is available here.


Military Request for Relief

Active military personnel may request relief from the Lien Sale, Tax Warrants, Environmental Control Board judgments, and parking judgments.


Payment Agreements

Payment agreements are available for properties noticed for the tax lien sale. Entering into a payment agreement or bringing an existing payment agreement up to date allows owners to be removed from the sale. If you are eligible, you can request a payment agreement and use our payment agreement estimator to help you estimate what you will owe for each installment.

Get Help

The Department of Finance, the Department of Environmental Protection (DEP) and the Department of Housing Preservation and Development (HPD) held outreach events in every borough to provide owners with one-on-one assistance with their lien sale questions and issues. Download the 2018 Tax Lien Outreach Sessions flyer.


April 10, 2018
5:00pm-7:00pm
144-06 94th Avenue, 1st Floor
Queens, NY 11435

April 11, 2018
5:00pm-7:00pm
350 St Marks Avenue, 1st Floor
Staten Island, NY 11301

April 12, 2018
5:00pm-7:00pm
Community Board 12 Office
5910 13th Avenue
Brooklyn, NY 11219

April 16, 2018

5:00pm-7:00pm
210 Joralemon Street, 1st Floor
Brooklyn, NY 11201

April 17, 2018
6:00pm-8:00pm
Majority Baptist Church
115-21 Farmers Blvd
Queens, NY 11412

April 18, 2018
6:00pm-8:00pm
Bethany Methodist Church
1208 St Johns Place
Brooklyn, NY 11213

April 19, 2018
6:00pm-8:00pm
P.S. 13- Roberto Clemente School Cafeteria
557 Pennsylvania Avenue
Brooklyn, NY 11207

April 23, 2018
6:00pm-8:00pm
Richi Rich Palace
110-19 Atlantic Avenue
Richmond Hill, NY 11418

April 25, 2018
6:00pm-8:00pm
Restoration Plaza
1368 Fulton Street, 1st Floor Multipurpose Room
Brooklyn, NY 11216

April 26, 2018
6:00pm-8:00pm
P.S. 276
1070 East 83 Street
Brooklyn, NY 11236

April 30, 2018
6:00pm-8:00pm
Cypress Hills-Fulton St. Senior Center
3208 Fulton St
Brooklyn, NY 11208

May 2, 2018
6:00pm-8:00p
444 Thomas S. Boyland Street
Brooklyn, NY 11212

May 3, 2018
6:00pm-8:00p
Challenge Prep Academy
710 Hartman Lane
Far Rockaway, NY 11691

May 10, 2018
6:00pm-8:00p
Williamsbridge ECEC NAACP
680 East 219th Street
Bronx, NY 10467

 

For Property Taxes
            NYC Dept. of Finance
            Tax Lien Ombudsperson
            Phone: 212-440-5408 or 212-440-5407 (Ombudsperson for Seniors)
            Online: nyc.gov/finance
            Email:  Email Us
 
For Water & Sewer Charges
         
  NYC Dept. of Environmental Protection
           Bureau of Customer Services
           Phone: 718-595-7000
           Online: nyc.gov/dep
           Department of Environmental Protection Payment Center Locations

To Dispute Water & Sewer Charges
          
NYC Dept. of Environmental Protection
           Water Lien Ombudsperson Office
           Phone: 718-595-OMBU (6628)
           Online: nyc.gov/dep
           Email: ombuds@dep.nyc.gov

For Emergency Repair & Alternative Enforcement Charges
       
    NYC Dept. of Housing Preservation & Development
           Phone: 212-863-6020
           Online: nyc.gov/hpd
           Email: hpderp@hpd.nyc.gov 

Current Lien Servicing Companies
         
  Tower Capital Management, LLC
           Phone: 800-970-8454
           Online: www.tcmfund.com
           Email: NYCTLservicing@tcmfund.com

            MTAG Services, LLC
            Phone: 800-750-9210
            Online: www.taxliensupport.com
            Email: support@MTAGServices.com

When we publish the 90-day Lien Sale Notice, some homeowners receive loan offers they did not request. Be careful if you receive a loan offer after the list is published. The offer may not be in your best interest.
 
Dishonest lenders know that if your property is on the lien sale list, you owe the City money. These lenders try to take advantage of your financial situation, and you could lose your property. Be sure to research all lenders, seek guidance from independent sources, and be careful. Do not risk losing your home to a predatory lender if you cannot pay back the money you borrow.


Report mandated by Local Law No. 14, which required the Mayor and the City Council to form a temporary joint task force to review and evaluate the Lien Sale Program.
Download the report.