Homeownership Opportunities

With some of the lowest vacancy rates in the nation, New York City's market for purchasing a home, co-op, or condo means that it can take persistence to find one within your budget. With this in mind, we have compiled a list of city-sponsored homeownership developments that are currently accepting applications and additional information to help you in your search. We hope that you will find it useful as a starting point for finding affordable housing.

Thinking of becoming a first time homebuyer? From deciding on a neighborhood to figuring out how much you can afford to pay and how to get the best deal on your mortgage, HPD's online course for First-time Property Buyers will help you through the home-buying process.

Looking for help with your first down payment? Learn more about our HomeFirst Down Payment Assistance Program.

Trouble with credit? Many housing providers will evaluate applicants' credit worthiness in selecting tenants. Reach out to NYC Department of Consumer Affairs Office of Financial Empowerment to understand your credit report and learn how to build, maintain or improve your credit.