Banks and Credit Unions

Banks and Credit Unions

With your new IDNYC Card, you can open a bank or credit union account at one of several financial institutions across New York City.

The banks and credit unions listed below accept IDNYC as a primary form of ID to open an account.

Depending on the policies of the financial institution, you may be required to provide additional documentation such as proof of address, Social Security number or Individual Taxpayer Identification Number (ITIN), or a small initial deposit. Credit unions have additional membership requirements.

You can also learn more about opening a bank account at one of the City's Financial Empowerment Centers operated by the Department of Consumer Affairs, where you can schedule free one-on-one financial counseling sessions in English or Spanish.

The appearance of any financial institution on this list does not constitute an endorsement by the IDNYC Program or the City of New York. The listing is provided as a convenience for persons who are looking for institutions that accept IDNYC as a primary form of ID to open an account.

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Amalgamated Bank

Amalgamated Bank logo

  • IDNYC card must have photo and residential address.
  • IDNYC cards are only accepted in branch.
  • SSN or ITIN is required
  • For a non-resident alien or non-US resident without a TIN or ITIN, a valid and unexpired Foreign Passport evidencing country of citizenship is required.

Visit the Amalgamated Bank website


Branch Locations

For branch hours, please call: 800-662-0860

Burnside - Bronx
94 East Burnside Avenue
(at Morris Avenue)
Bronx, NY 10453

Co-Op City - Bronx
2067 Bartow Ave.
(at Co-Op City Blvd)
Bronx, NY 10475

Throgs Neck - Bronx
3770 East Tremont Ave.
(at Randall Avenue)
Bronx, NY 10465

Fulton Street - Brooklyn
1212 Fulton Street
(at Bedford Avenue)
Brooklyn, NY 11216

Sunset Park - Brooklyn
4502 5th Avenue
(at 42nd Street)
Brooklyn, NY 11220

Fifty-fifth - Manhattan
1745 Broadway
(at 55th Street)
New York, NY 10019

Fourteenth - Manhattan
10 East 14th Street
(at 5th Aveune)
New York, NY 10003

Harlem - Manhattan
564 West 125th Street
(at Broadway)
New York, NY 10027

Roosevelt Island - Manhattan
619 Main Street
New York, NY 10044

Seventh Ave - Manhattan
275 Seventh Ave.
(at 26th Street)
New York, NY 10001

Twenty-Third - Manhattan
301 3rd Ave.
(at 23rd Street)
New York, NY 10010

Wall Street - Manhattan
52 Broadway
(at Exchange Place)
New York, NY 10004

Flushing - Queens
158-11 Harry Van Arsdale Jr Ave
(at Parsons Blvd)
Flushing, NY 11365

Long Island City - Queens
36-16/18 21st Street
(at 36th Avenue)
Long Island City, NY 11106

USALLIANCE


Membership is open to:

  • Those who live, work, regularly conduct business, worship, or attend school in an under-served area of New York, New York;
  • Those who live, work, regularly conduct business, worship, or attend school in the Bronx, Mount Vernon, and Yonkers;
  • Those who are employees or retirees of a state or local government agency in Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, or Westchester counties in New York.

Required Documents:

  • Valid, non-expired, government issued photo ID: a driver's license, a state issued identification card, a New York City issued identification card (IDNYC), permanent resident card, U.S. or foreign issued passport, or a consular photo identification card.
  • Proof of address: a recent telephone, cable, utility bill, a lease agreement, voter card, rent receipt.
  • Social Security Number or ITIN

Just $1:

  • Minimum $1 deposit in your Savings Account
  • Minimum $1 deposit in your Checking Account

Visit the USALLIANCE website

Branch Locations

For branch hours, please call: 1 (800) 431-2754

Bethex, a Division of USALLIANCE
20 E. 179th St., LL
(at Walton Avenue)
Bronx, NY 10453

USALLIANCE
350 W 31st St
New York, NY 10001

USALLIANCE
156 E. 117th Street
New York, NY 10035

USALLIANCE
World Financial Center - AMEX
200 Vesey Street 3rd Floor
New York, NY 10285
Restricted Access

Brooklyn Cooperative Federal Credit Union

  • Government issued photo ID
  • Proof of address - any piece of mail with the member's name on it
  • Minimum $30 deposit ($5 minimum balance + one-time $25 membership fee)
  • SSN or ITIN is not required, but the member needs an ITIN or SSN in order to earn dividends on his or her savings account.
  • Membership is open to:
    • A person who has an association with the Bedford-Stuyvesant and Bushwick neighborhoods.

Visit the Brooklyn Cooperative Federal Credit Union website

Branch Locations

Bushwick Branch
1474 Myrtle Ave.
(at Grove Street)
Brooklyn, NY 11237
718.418.8232 x0

Bedford-Stuyvesant Branch
834 Dekalb Ave.
(at Throop Avenue)
Brooklyn, NY 11221
718.418.8232 x0

Carver Federal Savings Bank


Additional Information

  • SSN or ITIN is required
  • Minimum deposit of $25.00 for a checking account or $50.00 for a savings account
  • Two forms of identification
  • Learn more about application requirements

Visit the Carver Federal Savings Bank website

Branch Locations

For branch hours, please call: (718) 230-2900

Atlantic Terminal Branch - Brooklyn
4 Hanson Place (at St. Felix Street)
Brooklyn, NY 11217

Bedford-Stuyvesant - Restoration Plaza Branch - Brooklyn
1392 Fulton Street
(at Restoration Plaza)
Brooklyn, NY 11216

Crown Heights Branch - Brooklyn
1009 Nostrand Avenue
(at Empire Boulevard)
Brooklyn, NY 11225

Flatbush Branch - Brooklyn
833 Flatbush Avenue
(at Linden Boulevard)
Brooklyn, NY 11226

Bradhurst Branch - Manhattan (Inside Pathmark Supermarket)
(300 West 145th Street)
at Frederick Douglass Boulevard
New York, NY 10039

Malcolm X Boulevard Branch - Manhattan
142 Malcolm X Boulevard
(at West 117th Street)
New York, NY 10026

125th Street Branch - Manhattan
75 West 125th Street
(at Lenox Avenue)
New York, NY 10027

Pathmark 125th Street Branch - Manhattan (Inside Pathmark Supermarket)
160 East 125th Street
(at Lexington Avenue)
New York, NY 10035

Jamaica Center Branch - Queens
158-45 Archer Avenue
(at 160th Street)
Jamaica, NY 11433

St Albans Branch - Queens
115-02 Merrick Boulevard
(at 115th Street)
Jamaica, NY 11434

EastWest Bank


Visit the EastWest Bank website

Branch Locations

For branch hours, please call: (888) 761-3967

Bowery - Canal
77 Bowery
New York, NY, 10002

Canal
208 Canal Street
New York, NY, 10013

Flushing - Union
38-05 Union Street
Flushing, NY, 11354

Flushing - Main
41-80 Main Street
Suite 104
Flushing, NY, 11355

Brooklyn - 8th Ave.
5801 8th Avenue
Brooklyn, NY, 11220

Brooklyn - Ave. U
1322-1328 Avenue U
Brooklyn, NY, 11229

First Republic Bank

  • Minimum Opening Deposit: $25.00
  • Monthly Service Charge: $3.00
    • No minimum balance requirement
    • Can be waived with proof of financial education
  • Social Security Number required
    • ITIN not accepted

Visit the First Republic Bank website

Branch Locations

For branch hours, please call: (888) 408-0288.

Park Avenue
320 Park Avenue
(at 51st Street)
New York, NY 10022

Madison Avenue
575 Madison Avenue
(at 56th Street)
New York, NY 10022

Park Avenue South
443 Park Avenue South
(at 30th St.)
New York, NY 10016

79th And Lexington
148 East 79th Street
(at Lexington)
New York, NY 10075

Time Warner Center
10 Columbus Circle
New York, NY 10019

Broadway
2160 Broadway
(at 76th Street)
New York, NY 10024

Rockefeller Center
1230 Avenue of the Americas (at 48th St.)
New York, NY 10020

6th Avenue
442 6th Avenue
(at 10th Street)
New York, NY 10011

Lower East Side People's Federal Credit Union


  • Proof of home address.
  • One-time $5 membership fee.
  • A minimum deposit of $75 is recommended to avoid monthly maintenance fee of $3.
  • Membership is open to:
    • Individuals who live, work, volunteer, worship, attend school, or belong to any organization located in Lower East Side (Manhattan Community Board 3), Central Harlem (Manhattan Community Board 10), and East Harlem (bounded by 90th Street north to 125th Street, and from the East River Drive to the East side of Fifth Avenue);
    • Residents of New York City who earn less than $38,000 annually;
    • Residents of an HDFC Co-op building;
    • People affiliated with one of LESPFCU's Select Partner Groups;
    • A family member of an existing LESPFCU member.
  • SSN or ITIN is not required but the credit union representative can assist with ITIN applications.

Visit the Lower East Side People's Federal Credit Union website

Branch Locations

For branch locations, please call:

Lower East Side (Main) Branch
37 Ave. B
(at East 3rd Street)
New York, NY 10009
212-529-8197

East Harlem Branch
237 E. 104th St.
(at 2nd Avenue)
New York, NY 10029
212-828-6061

North Shore Branch
2 St Paul's Avenue
Staten Island, NY 10301
718-554-4544

Melrose Credit Union

  • Membership to Melrose Credit Union is available to all New Yorkers.
  • For membership information please visit their website

Visit the Melrose Credit Union website

Branch Locations

For branch locations, please call: (718) 658-9800

139-30 Queens Blvd.
(at Hillside Avenue)
Briarwood, NY 11435

Neighborhood Trust Federal Credit Union


  • SSN or ITIN is preferred and a NTFCU Union representative can assist with ITIN applications.
  • A valid photo ID and proof of address is also required.
  • IDNYC Cardholders can open accounts with $5.
  • Membership is open if you:
    • Work or study in Washington Heights, West Harlem or Inwood (or if you have graduated from the Getting Ahead course or have been referred by a Single Stop or Financial Empowerment Center site).

Visit the Neighborhood Trust Federal Credit Union website

Branch Locations

For branch hours, please call: (212) 740-0900

1112 St. Nicholas Ave.
(at 165th Street)
New York, NY 10032

PNC Bank

  • SSN or ITIN is required

Visit the PNC Bank website


Branch Locations

For branch hours, please call: 1-888-762-2265

340 Madison Avenue Branch
340 Madison Avenue, 1st Floor
New York, NY 10017

Port Authority Branch
625 8th Avenue
Suite 120 North Wing
New York, NY 10018

11 Penn Plaza Branch
11 Penn Plaza
7th & West 31st Street
New York, NY 10001

Corbin Branch
200 Broadway
Fulton Building
New York, NY 10038

Spring Bank

  • SSN or ITIN is required
  • Please bring a photo ID, ITIN/SSN, and proof of address.
  • Access Checking requires $25 fee to open, but there is no minimum balance maintenance requirement as long as the account is active.
  • Savings account requires a $25 minimum balance to maintain.

Visit the Spring Bank website

Branch Locations

For branch hours, please call:

Bronx (Main) Branch
69 E. 167th Street
(at Gerard Avenue)
Bronx, NY 10452
718-879-5000

Harlem Branch
2049 Frederick Douglass Blvd.
(at W. 111th St)
New York, NY 10026
718-879-5110

University Settlement Federal Credit Union

  • SSN or ITIN is required
  • The IDNYC card is sufficient identification to open an account. However if the cardholder doesn't have the IDNYC card yet, then University Settlement FCU accepts a passport or any other ID he or she may have to prove identity.
  • The minimum required initial balance is $12
  • Membership is open to:
    • Employees of University Settlement or The Door;
    • Participants in any of the programs run by University Settlement or The Door.

View the University Settlement Federal Credit Union website

Branch Locations

For branch hours, please call: 212-453-4573

Eldridge Street Branch
184 Eldridge St.
(at Rivington Street)
New York, NY 10002

121 6th Ave
New York, NY 10013

Urban Upbound Federal Credit Union

  • SSN or ITIN is required
  • Proof of address
  • $25 minimum opening balance
  • Membership is open to:
    • Those who live, work, or worship in Community Board 1 and 2, which consist of Queensbridge, Ravenswood, Long Island City, Astoria, Woodside, and Sunnyside; or
    • Recipients of Urban Upbound's other services (e.g., Financial Fitness, Workforce Development, etc.)

View the Urban Upbound Federal Credit Union website

Branch Locations

For branch hours, please call: 718-784-0877 ext. 359

13-03B 40th Ave.
(at 13th Street)
Long Island City, NY 11101