Article 43 Corporation License (Non-Profit Health Service Corporation)

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Insurance Department State
In New York State, Health Maintenance Organizations (HMOs) and non-profit health insurances need this license.

Insurance rates must be approved by the State. Insurance contracts must also meet state requirements. Rates must be calculated according to community rating.


For more information, contact:

NYS Department of Financial Services
Health Bureau
One State Street
New York, NY 10004
Phone: (212) 480-3883
Website: http://www.dfs.ny.gov/

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