Employee Disability Coverage

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Workers' Compensation Board State
New York State requires employers to provide disability benefits coverage to employees. These are for an off-the-job injury or illness.

The law provides for the payment of cash benefits for employees who:
  • have become disabled from injuries or illness away from work; and
  • disabilities from pregnancies.
The law allows an employer to collect contributions from its employees to cover this benefit. Employers can get coverage for this benefit from:
  • private insurance companies;
  • the New York State Insurance Fund;
  • self-insurance; or
  • legal exemptions.
There are only a few situations where exemptions apply.



For more information, contact:

NYS Workers' Compensation Board
PO Box 5205
Binghamton, NY 13902
Phone: (877) 632 4996
advocatebusiness@wcb.ny.gov
Business Advocate: (800) 628-3331
Compliance Department: (866) 298-7830

Website: http://www.wcb.ny.gov/

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