Get free professional financial counseling at an NYC Financial Empowerment Center.

To book an appointment:
Call 311 | Book online

NYC Financial Empowerment Centers are run by the Department of Consumer and Worker Protection in partnership with community-based organizations. Counselors are trained to help students (prospective, current, former):

• create a budget to pay for school;
• understand and explore student loan options, including dealing with old unpaid student loans from a previous enrollment and/or taking out additional student loans;
• handle student loan debt in collections;
• enroll in income-driven repayment plans to lower monthly payments (federal student loan holders only);
• explore loan forgiveness;
• understand loan discharge options;
• get out of student loan delinquency or default.

DCWP hosted a series of student loan debt clinics during the first half of 2019. Check out the full overview and findings.

College Goal NY