Student Loans

Student Loans

*Important Updates Due to COVID-19*

January 20, 2021: Federal student loan relief has been extended at least through September 30, 2021. Read Important Information for Student Loan Holders: Automatic Payment Suspension and Other Relief During COVID-19.

If you are experiencing a loss of income - including due to COVID - or your family size has changed, learn about Income-Driven Repayment (IDR) plans that can lower your monthly student loan payments. Get free, one-on-one financial counseling by phone to find an IDR that works for you. Book an appointment at

Be Real about Student Loans

In New York City, more than one in six—or approximately 1 million—adults have at least one student loan and collectively they owe $34.8 billion. Given the negative impact that student loan debt has on the daily economic lives of New Yorkers and the detrimental effect it has on achieving equality in our city, the Department of Consumer and Worker Protection (DCWP)—formerly Department of Consumer Affairs (DCA)—is employing a multi-pronged approach of education, advocacy, and enforcement to tackle this issue. Learn about our public education campaign, Be Real About Student Loans

How to Avoid Student Loan Debt Distress

Make a plan to manage your debt. Get free in-person help

Advocacy Work to Help Student Loan Borrowers

Other Resources