Open a Savings Account

Save more with NYC SafeStart Account

The NYC SafeStart Account is a savings account for all New Yorkers. Features:

  • NO overdraft fees
  • NO monthly fees, provided minimum balances are met
  • LOW minimum balance requirements ($25 or less)
  • ATM card (No debit card)

You can open an NYC SafeStart Account at participating bank and credit union branches throughout New York City (see map below) or schedule a free one-on-one financial counseling session at one of the City's Financial Empowerment Centers to learn more about opening an NYC SafeStart Account and managing your money.


  • Certain institutions accept the IDNYC card to open accounts. Learn more about specific requirements at
  • Certain institutions offer mobile banking, contact the institution directly for details. DCA released the first municipal study on mobile technology and money management, learn more