Lien Sale Eligibility

Depending on your type of property, there can be as many as four conditions that make your property eligible for the lien sale. Use this table to understand the rules that apply to your property:

  Type of Property Property Tax Debt  Water/Sewer Debt   AEP Debt*   ERP Debt*   
 Minimum Amount  Years Overdue  Minimum Amount  Years Overdue  Minimum Amount  Years Overdue   Minimum Amount Years Overdue   May Be Excluded
(Note 2)
1 Family - Owner Occupied $1,000 3  (Note 1)   N/A   N/A  N/A  N/A YES
1 Family- Non-Owner Occupied $1,000  3  (Note 1)   N/A  N/A  $1,000 1 NO
2-3 Family - Owner Occupied $1,000 3  $2,000 1 N/A  N/A  N/A N/A YES
1-3 Family - Non-Owner Occupied $1,000 3  $2,000  $1,000 1  $1,000 1 NO
Residential Condominium $1,000  $1,000  $1,000 1  $1,000 1 YES
Residential Cooperative Building $1,000 3  $1,000 1 $1,000  1  $1,000 NO
Vacant Lot Zoned Residential $1,000  N/A N/A  $1,000  $1,000 NO
Small Store or Office with 1 or 2 Apartments Above $1,000 3 $2,000 1  $1,000 1  $1,000 1 YES
Housing Development Corporation Fund (HDFC) Rental Building $5,000  $5,000 2  $5,000  $5,000 NO 
 All other $1,000 1  $1,000  1  $1,000 1  $1,000 1 NO

(Table scrolls horizontally)

Note 1: If you own a 1-family house and only owe water/sewer charges but not property taxes, the City may NOT sell a lien on your property. Although the water/sewer debt may not be sold, DEP may contract with a Third-Party collection agency to attempt to collect the outstanding debt.

Note 2: We will not sell the liens if your property is a 1- to 3-family house or a residential condominium, if it is owner-occupied and if you qualify for one or more exemptions.

Note 3: The minimum time periods for overdue charges do not apply to the subsequent liens on property where liens were previously sold in a lien sale and the previous liens remain unpaid.