Depending on your type of property, there can be as many as four conditions that make your property eligible for the lien sale. Use this table to understand the rules that apply to your property:
|Type of Property||Property Tax Debt||Water/Sewer Debt||AEP Debt*||ERP Debt*|
|Minimum Amount||Years Overdue||Minimum Amount||Years Overdue||Minimum Amount||Years Overdue||Minimum Amount||Years Overdue|| May Be Excluded
|1 Family - Owner Occupied||$1,000||3||(Note 1)||N/A||N/A||N/A||N/A||YES|
|1 Family- Non-Owner Occupied||$1,000||3||(Note 1)||N/A||N/A||$1,000||1||NO|
|2-3 Family - Owner Occupied||$1,000||3||$2,000||1||N/A||N/A||N/A||N/A||YES|
|1-3 Family - Non-Owner Occupied||$1,000||3||$2,000||1||$1,000||1||$1,000||1||NO|
|Residential Cooperative Building||$1,000||3||$1,000||1||$1,000||1||$1,000||1||NO|
|Vacant Lot Zoned Residential||$1,000||3||N/A||N/A||$1,000||1||$1,000||1||NO|
|Small Store or Office with 1 or 2 Apartments Above||$1,000||3||$2,000||1||$1,000||1||$1,000||1||YES|
|Housing Development Corporation Fund (HDFC) Rental Building||$5,000||2||$5,000||2||$5,000||2||$5,000||2||NO|
(Table scrolls horizontally)Note 1: If you own a 1-family house and only owe water/sewer charges but not property taxes, the City may NOT sell a lien on your property. Although the water/sewer debt may not be sold, DEP may contract with a Third-Party collection agency to attempt to collect the outstanding debt.
Note 2: We will not sell the liens if your property is a 1- to 3-family house or a residential condominium, if it is owner-occupied and if you qualify for one or more exemptions.
Note 3: The minimum time periods for overdue charges do not apply to the subsequent liens on property where liens were previously sold in a lien sale and the previous liens remain unpaid.