Lien Sales

On September 4, the Mayor announced that the last day to pay and remove properties from the tax lien sale at-risk pool has been postponed to September 24. Soon after, the governor issued an executive order prohibiting any sales of tax liens until December 3. During this time, DOF will continue to work with property owners whose tax lien is at risk of being sold.

Customers who received a lien sale warning notice should pay what they owe at www.nyc.gov/citypay or enter into a payment agreement to avoid being included in the sale.

If you have questions, please contact the Department of Finance.

When you do not pay your property taxes, water bills, and other charges against your property, these unpaid charges become tax liens that may be sold in a tax lien sale.

Each year, the Department of Finance sells tax liens. If your property has unpaid debt that qualifies for a lien sale, we will sell your lien debt (the amount owed) to an authorized buyer. A lien servicing company, on behalf of the buyer, adds more fees and interest to your debt, so it is much better to take care of your debt before we sell the lien.

We send you at least four notices before your lien is sold informing you of the sale and advising you to pay your debt(s) so that your property's lien is not sold.

Depending on your type of property, there can be as many as four conditions that make your property eligible for the sale. Use this table to understand the rules that apply to your property.

Lien Sale Instructions Sheet

Payment Past Due Notice (Translations)

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Properties Eligible for the Lien Sale

Data as of 11/9/20 Acrobat    Excel
 Manhattan

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 Bronx

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 Brooklyn

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 Queens

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 Staten Island

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  • List of Lien Sale Candidates Classified as Vacant Land [ PDF | Excel ] (as of 11/9/20)
  • 2020 NFP Lien Sale List DOF-Only Qualified Parcels [ PDF | Excel ] (as of 11/9/20)
  • 2020 NFP Lien Sale List DEP-Only Qualified Parcels [ PDF | Excel ] (as of 11/9/20)

2020 Tax Lien Sale Virtual Events

The Department of Finance, the Department of Environmental Protection (DEP), and the Department of Housing Preservation and Development (HPD) hold outreach events in every borough to provide owners with one-on-one assistance with lien sale questions and issues. Download a flyer.

Upcoming Events

None at this time.

 

Video Replay

August 4, 2020 at 6:00 p.m. New! View Video Replay
Host Borough: Brooklyn
Join by WebEx
Join by Telephone: 1-408-418-9388  
Access/Event Code: 129 899 2006   Password: 2020LS

August 12, 2020 at 6:00 p.m.
Host Borough: Queens
Join by WebEx
Join by Telephone: 1-408-418-9388
Access/Event Code: 129 143 2825   Password: 2020LS

August 20, 2020 at 6:00 p.m.
Host Borough: Staten Island
Join by WebEx
Join by Telephone: 1-408-418-9388  
Access/Event Code: 129 221 8659   Password: 2020LS

August 24, 2020 at 6:00 p.m.
Host Boroughs: Bronx and Manhattan
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Join by Telephone: 1-408-418-9388
Access/Event Code: 129 644 9964   Password: 2020LS

August 29, 2020 at 11:00 a.m.
Host Boroughs: All 5 Boroughs
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Access/Event Code: 129 627 1660   Password: 2020LS

September 14, 2020 at 5:00 p.m.
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Access/Event Code: 173 551 3976   Password: 2020LS

September 17, 2020 at 12:00 p.m.
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Access/Event Code: 173 690 8386   Password: 2020LS
   
September 21, 2020 at 5:00 p.m.
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Join by Telephone: 1-408-418-9388  
Access/Event Code: 173 875 2063   Password: 2020LS


September 24, 2020 at 12:00 p.m.
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Access/Event Code: 173 356 0696   Password: 2020LS

September 30, 2020 at 12:00 p.m.
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Access/Event Code: 173 534 1778   Password: 2020LS

October 5, 2020 at 12:00 p.m.
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Access/Event Code: 173 188 0774   Password: 2020LS

Exemptions

Certain property tax exemptions or credits, including the Senior Citizen Homeowners’ Exemption (SCHE), Disabled Homeowners’ Exemption (DHE) and certain veterans exemptions, may result in the removal of your property from the tax lien sale at-risk pool. More information on property tax exemptions, including exemptions that benefit owners but do not remove a property from the tax lien sale, is available on the property tax exemptions page.



Military Request for Relief

Active military personnel may request relief from the lien sale, tax warrants, Environmental Control Board judgments, and parking judgments.


Payment Agreements

Standard Payment Agreement

Payment agreements are available whether or not your property has been noticed for a tax lien sale. Any property owner who is interested in paying their property taxes in installments may apply.

If your property has been noticed for a lien sale, entering into a payment agreement or bringing an existing payment agreement up to date will remove your property from the lien sale list. Use our payment agreement estimator to help you estimate what you will owe for each installment.

You can download a Property Tax Payment Agreement Request form from our website. Scan and upload your completed form at our Customer Self-Service Center.

PT AID Payment Agreement

The NYC Department of Finance recognizes that an unexpected event or hardship may make it difficult for you to pay your property taxes. If you qualify for the Property Tax and Interest Deferral (PT AID) program, you can defer your property tax payments so that you can remain in your home. The Property Tax and Interest Deferral program removes properties from the tax lien sale once an application is complete.

To apply for a PT AID payment agreement, download and complete the application below, or call 311 for assistance.

PT AID Payment Agreement Applications & Worksheets


Get Help

For Property Taxes
            NYC Dept. of Finance
            Tax Lien Ombudsperson
            Phone: 212-440-5408 or 212-440-5407
            Senior Ombudsman: 212-291-4414
            Online: www.nyc.gov/finance
            Email:  Email Us
 
For Water & Sewer Charges
         
  NYC Dept. of Environmental Protection
           Bureau of Customer Services
           Phone: 718-595- 7000
           Online: www.nyc.gov/dep
           Department of Environmental Protection Payment Center Locations

To Dispute Water & Sewer Charges
          
NYC Dept. of Environmental Protection
           Water Lien Ombudsperson Office
           Phone: 718-595-OMBU (6628)
           Online: www.nyc.gov/dep
           Email: ombuds@dep.nyc.gov

For Emergency Repair & Alternative Enforcement Charges
       
    NYC Dept. of Housing Preservation & Development
           Phone: 212-863- 6020
           Online: nyc.gov/hpd
           Email: hpderp@hpd.nyc.gov 

Current Lien Servicing Companies
         
  Tower Capital Management, LLC
           Phone: 800-970- 8454
           Online: www.tcmfund.com
           Email: NYCTLservicing@tcmfund.com

            MTAG Services, LLC
            Phone: 800-750- 9210
            Online: www.taxliensupport.com
            Email: support@MTAGServices.com

When we publish the 90-day lien sale notice, some homeowners receive loan offers they did not request. Be careful if you receive a loan offer after the list is published. The offer may not be in your best interest.
 
Dishonest lenders know that if your property is on the lien sale list, you owe the City money. These lenders try to take advantage of your financial situation, and you could lose your property. Be sure to research all lenders, seek guidance from independent sources, and be careful. Do not risk losing your home to a predatory lender if you cannot pay back the money you borrow.


Report mandated by Local Law No. 14, which required the mayor and the city council to form a temporary joint task force to review and evaluate the lien sale program.
Download the report.


Download All NYC Property Data

The Department of Finance has made the data for all NYC properties available on the NYC Open Data portal for download. Visit the Open Data page for more information.