Ready to Rent helps New Yorkers prepare to apply for affordable housing by providing free one-on-one financial counseling and assistance with affordable housing applications. 

If you are searching for an affordable apartment through the NYC housing lottery, preparing early is important. Credit history matters. Submit a stronger housing application. Contact our professionals today! 

FREE Financial Counseling

Meet one-on one with a professional financial counselor who can help you check your credit, calculate your income for housing applications, and save for moving expenses.

One-on-one financial counseling sessions are available on designated days at our Housing Ambassador locations listed below. Book an appointment or call 311.


University Neighborhood Housing Program
Northwest Bronx Resources Center
2715 Bainbridge Avenue, Bronx, NY 10458

Ariva - University Heights
45 West Tremont Heights
Bronx, NY 10453


Los Sures (Southside United HDFC)
434 South 5th St., Brooklyn, NY 11211
145 South 3rd St., Brooklyn, NY 11211


Legal Hand Jamaica
149-13 Jamaica Avenue, Jamaica, NY 11432

FREE Application Assistance

Meet with a Housing Ambassador who can help you use Housing Connect to apply for housing lotteries, gather information in case your number comes up, and get ready to show that you qualify.

To make an appointment, contact a Housing Ambassador directly.

Ready to Rent is funded by City Council and is a collaborative effort between the Departments of Housing Preservation and Development (HPD) and Consumer Affairs’ Office of Financial Empowerment (DCA OFE), with special programming by Ariva.

Download the Ready to Rent flyer: English | Arabic | Bengali | Chinese | Haitian Creole | Korean | Polish | Russian | Spanish | Urdu