Human Resources Administration-Office of Citywide Health Insurance Access311Search all NYC.gov websites

Small Businesses

Small Businesses

There are many reasons you may provide health insurance to your employees. Businesses with 50 or more employees must offer health insurance under the Affordable Care Act. However, even if it is not required, offering health insurance can have many benefits such as:

  • Tax benefits for you, including tax deductions and credits. Tax credits are only available through the NY State of Health Marketplace.
  • Tax benefits for workers when they pay a portion of their insurance with pre-tax salary deductions
  • Better employee retention and healthier workers

Download small business health insurance fact sheets:

Are you Interested in Offering Health Insurance to Your Employees?

The Small Business Health Care Tax Credit

How to Apply

Applying for health insurance is easier than ever, and small businesses have many options.

Helpful Links

NY State of Health Small Business Marketplace
NYC Small Business Services
Healthcare.gov How the Affordable Care Act affects small businesses