What is covered under the Vision Care Program? View the Answer
The Program covers eye examinations, lenses, and frames provided by a legally qualified ophthalmologist, optometrist or optician.
What benefit options are available?View the Answer
The MBF Vision Care Program offers an indemnity reimbursement option and a Participating Provider Organization (PPO) option.
How can I locate a PPO Provider? View the Answer
You can either call the provider's customer service number, (800) 999-5431, or select a provider through the directory online.
How does the indemnity reimbursement option work? View the Answer
Under the indemnity reimbursement option, you can use the services and supplies made or recommended by any legally qualified ophthalmologist, optometrist, or optician. After you pay the provider for services rendered, you and the provider should complete the appropriate sections of the Vision Care Direct Reimbursement Claim Form. You will then be reimbursed 100% of the first $25 and 80% of the excess.
The maximum reimbursement is limited to $150 per covered individual per benefit year.
How does the PPO option work? View the Answer
The PPO option requires you to select a provider from the PPO network. You can obtain full service benefits i.e., examinations, Plan lenses, and Plan frames from this provider at no cost to you.
Fund Members and eligible dependents can obtain daily wear contact lenses as well as certain disposable or frequent replacement contact lenses at no cost. The Fund provides an allowance of $94 towards the purchase of medically necessary contact lenses.
To utilize the PPO option, select a provider from the Fund's online Vision Care PPO Directory or call (800) 999-5431. Then call the provider you have chosen and schedule an appointment. Make sure that you identify yourself as an MBF member and confirm that the provider is an MBF participating provider.
Go to your scheduled appointment (the PPO option no longer requires vouchers), receive your examination, and select your eyewear. Pick up your eyewear when it is ready. You do not have to pay the provider if Plan materials are used and you will not receive a bill.
Under the PPO option, is there a co-pay for bifocals, trifocals, designer frames,
no-line bifocals etc.? View the Answer
When Plan materials are used, no co-payments are required for bifocals, trifocals, contact lenses, photo-grey lenses, progressive (no-line) lenses, cataract lenses, prescription glasses, and selected designer frames within the "Premier Collection." For non-plan items such special designer frames, the Fund pays a specific allowance above which the member is responsible for full payment.
How often can I utilize the vision care benefit? View the Answer
You are covered for one eye examination and one pair of lenses (including contact lenses and prescription sunglasses or tinted lenses) every benefit year. Under the PPO option, frames are covered every benefit year. However, under the indemnity option, frames are covered once every two consecutive benefit years except for children under age 14 who are covered for frames every benefit year.