In New York City, there are three different types of For-Hire Vehicles – black car, livery, and limousine. All For-Hire Vehicles must be affiliated with a For-Hire Vehicle Base, and it is the base’s class that determines the vehicle’s type. Read on to learn how to apply for a For-Hire Vehicle License.
Only owners of wheelchair accessible vehicles and drivers in a lease-to-own agreement may apply for a new FHV vehicle license. Read below to see if you are elidable to apply for a new FHV vehicle license.
You may apply for a new FHV vehicle license if you meet one of the following exceptions:
Wheelchair Accessible Vehicle Exception: Owners of wheelchair accessible vehicles may apply for a new FHV vehicle license if their vehicle meets Accessible Vehicle Criteria. For examples of vehicles that meet TLC’s accessible vehicle criteria, approved wheelchair accessible vehicles can be found within the Approved Vehicle List on the Yellow Cab Hack-Up page.
PLEASE NOTE: vehicle licenses issued under the wheelchair accessible vehicle exception are restricted for use with only wheelchair accessible vehicles. If you must replace your vehicle at a future date, you must replace your vehicle with another wheelchair accessible vehicle.
Lease-to-Own Contract Exception: In certain limited circumstances, TLC will issue a new FHV license to a non-wheelchair accessible vehicle if the applicant had entered into a long-term lease with an option to purchase the vehicle prior to AND the driver has purchased the vehicle. This exception is known as a lease-to-own agreement, and will be reviewed on a case-by-case basis. Drivers will be required to submit documents to TLC demonstrating that they are eligible for this exception. Information about this process can be found in the Lease to Own Guidelines.
The pause on new FHV vehicle licenses does not impact current licensees. Current FHV licensees can continue to operate their vehicles and submit base and vehicle transfers for their existing vehicle license.
Luxury limousines must be stretched by a manufacturer-certified stretch limo builder.
Click below to read the Lease to Own Guidelines in languages other than English:
Applicant Identification: Government Issued photo I.D. of applicant.
Proof of Vehicle Ownership - One of the following in the applicant’s name: Current DMV registration, Bill of Sale, or Leasing Agreement, Certificate of Origin or Certificate of Title (Front and Back). Note: Vehicles licensed outside of NYS must provide DMV registration showing seating capacity.
Insurance Certificate - Current For-Hire Insurance Certificate (FH-1) in the applicant’s name.
Insurance Certificate of Liability - Current Insurance Certificate of Liability directly from your insurance company showing levels of insurance coverage. Coverage must meet the minimum Insurance Requirements.
Lease-to-Own Agreement (if applying under the lease-to-own exception)
Partnership, Corporate, or LLC filings (if applicable) - Photo identification and social security numbers of all stock holders or members or managing members, whichever is applicable
Certificate of Partnership
Certificate of Incorporation
Corporate Minutes listing the names and shares of officers or members
An IRS issued CP-575 Notice OR a 147-C letter
Limited Liability Companies (LLCs)
Articles of Organization
List of Members
Election of officers' forms are not acceptable
*Wheelchair Accessible Vehicles - TLC may require documentation from the up-fitter or modifier at any stage of the licensure process.
Please see the below chart for minimum insurance levels required for your vehicle based on the type of vehicle you own and the vehicle’s seating capacity (as per TLC rules, unless otherwise noted).
Minimum Insurance Levels
Livery Vehicle & Black Car
$100,000 per person $300,000 per occurrence CSL $200,000 PIP (Personal Injury Protection)
$1.5 Million per occurrence $200,000 PIP
$5 million occurrence $200,000 PIP
$500,000 per person $1 million per occurrence CSL $200,000 PIP
$1.5 million occurrence $200,000 PIP
$5 million occurrence $200,000 PIP
Note: A base’s umbrella policy can only be used to meet the TLC mandated liability insurance requirements for (1) vehicles directly owned by the base; or (2) vehicles affiliated with, but not owned by the base, and in such cases the vehicle owner must be listed as a named insured on the endorsement page. In all cases, the declaration page of the base policy presented must include a schedule of covered Vehicle Identification Numbers (VINs). The vehicle policy must have insurance levels that meet agency insurance requirements, and the policy must cover any and all accidents incurred by the vehicle. The policy cannot contain exclusionary language that limits liability or coverage for the vehicle. The TLC may request a full copy of the base policy to confirm coverage, which may delay application processing.