The Federal Emergency Management Agency (FEMA) has sent letters to New York City residents living in or near the FEMA Preliminary Flood Insurance Rate Map flood zones. The letter advises residents to understand the flood risk and to purchase flood insurance if necessary.
If you have received a letter, you should first check whether or not you are in a flood zone.
If you are not in a flood zone, you are not required to buy flood insurance. You can still may purchase flood insurance if you prefer.
If you are in a flood zone, you can get more information on flood insurance requirements by calling (877) FEMA-MAP (877-336-2627), or by vising the FloodHelpNY website.