Ready to Rent

Ready to Rent

Ready to Rent helps New Yorkers prepare to apply for affordable housing by providing free one-on-one financial counseling and assistance with affordable housing applications. 

If you are searching for an affordable apartment through the NYC housing lottery, preparing early is important. Credit history matters. Submit a stronger housing application. Contact our professionals today! 

FREE Financial Counseling

Ready to Rent sessions can be conducted over the phone or in person. Our financial counselors will help you check your credit, calculate your income for housing applications, and save for moving expenses. Clients will be required to create a Financial Empowerment Portal account. Book an appointment online and create/login to your Financial Empowerment Portal account

FREE Application Assistance

Connect with a Housing Ambassador who can help you use Housing Connect to apply for housing lotteries, gather information in case your number comes up, and get ready to show that you qualify.

To make an appointment, contact a Housing Ambassador directly.


Ready to Rent is funded by City Council and is a collaborative effort between the Departments of Housing Preservation and Development (HPD) and Consumer and Worker Protection's Office of Financial Empowerment (DCA OFE), with special programming by Ariva.

Download the Ready to Rent flyer.

Additional Languages: