Banks and Credit Unions

Banks and Credit Unions

With your new IDNYC Card, you can open a bank or credit union account at one of several financial institutions across New York City.

The banks and credit unions listed below accept IDNYC as a primary form of ID to open an account.

Depending on the policies of the financial institution, you may be required to provide additional documentation such as proof of address, Social Security number or Individual Taxpayer Identification Number (ITIN), or a small initial deposit. Credit unions have additional membership requirements.

You can also learn more about opening a bank account at one of the City's Financial Empowerment Centers operated by the Department of Consumer Affairs, where you can schedule free one-on-one financial counseling sessions in English or Spanish.

The appearance of any financial institution on this list does not constitute an endorsement by the IDNYC Program or the City of New York. The listing is provided as a convenience for persons who are looking for institutions that accept IDNYC as a primary form of ID to open an account.

IDNYC Financial Brochure

This multi-language brochure explains the advantages of opening a bank or credit union account, and lists the financial institutions that accept IDNYC as primary identification when opening an account. The brochure is written in English, Spanish (Español), Chinese (简化字), Russian (Русский язык), Haitian Creole (Kreyòl Ayisyen), Korean (한국어), and Arabic (العربية).

Click on a bank, or press the enter key on a bank, to reveal more information.

Amalgamated Bank

Amalgamated Bank logo

  • IDNYC card must have photo and residential address.
  • IDNYC cards are only accepted in branch.
  • SSN or ITIN is required.
  • For a non-resident alien or non-US resident without a TIN or ITIN, a valid and unexpired Foreign Passport evidencing country of citizenship is required.

Visit the Amalgamated Bank website


Branch Locations

For branch hours, please call: 800-662-0860

Co-Op City - Bronx
2067 Bartow Ave.
(at Co-Op City Blvd)
Bronx, NY 10475

Bed Stuy - Brooklyn
1212 Fulton Street
(at Bedford Avenue)
Brooklyn, NY 11216

Union Square- Manhattan
10 East 14th Street
(at 5th Aveune)
New York, NY 10003


Carver Federal Savings Bank


Additional Information

  • SSN or ITIN is required.
  • Minimum deposit of $25.00 for a checking account or $50.00 for a savings account.
  • Two forms of identification.
  • Learn more about application requirements.

Visit the Carver Federal Savings Bank website

Branch Locations

For branch hours, please call: (718) 230-2900

Atlantic Terminal Branch - Brooklyn
4 Hanson Place
(at St. Felix Street)
Brooklyn, NY 11217

Bedford-Stuyvesant - Restoration Plaza Branch - Brooklyn
1392 Fulton Street
(at Restoration Plaza)
Brooklyn, NY 11216

Crown Heights Branch - Brooklyn
1009 Nostrand Avenue
(at Empire Boulevard)
Brooklyn, NY 11225

Flatbush Branch - Brooklyn
833 Flatbush Avenue
(at Linden Boulevard)
Brooklyn, NY 11226

Malcolm X Boulevard Branch - Manhattan
142 Malcolm X Boulevard
(at West 117th Street)
New York, NY 10026

125th Street Branch - Manhattan
75 West 125th Street
(at Lenox Avenue)
New York, NY 10027

St Albans Branch - Queens
115-02 Merrick Boulevard
(at 115th Street)
Jamaica, NY 11434

East West Bank


Visit the East West Bank website

Branch Locations

For branch hours, please call: (888) 761-3967

Bowery - Canal
77 Bowery
New York, NY, 10002

Canal
208 Canal Street
New York, NY, 10013

Flushing - Union
38-05 Union Street
Flushing, NY, 11354

Flushing - Roosevelt
135-11 Roosevelt Ave.
Flushing, NY, 11354

Brooklyn - 8th Ave.
5801 8th Avenue
Brooklyn, NY, 11220

Brooklyn - Ave. U
1322-1328 Avenue U
Brooklyn, NY, 11229

First Republic Bank

  • Minimum Opening Deposit: $25.00.
  • Monthly Service Charge: $3.00.
  • No minimum balance requirement.
  • Can be waived with proof of financial education.
  • Social Security Number required.
  • ITIN not accepted.

Visit the First Republic Bank website

Branch Locations

For branch hours, please call: (888) 408-0288.

Park Avenue
320 Park Avenue
(at 51st Street)
New York, NY 10022

Madison Avenue
575 Madison Avenue
(at 56th Street)
New York, NY 10022

Park Avenue South
443 Park Avenue South
(at 30th St.)
New York, NY 10016

79th And Lexington
148 East 79th Street
(at Lexington)
New York, NY 10075

Hudson Yards/Manhattan West 33rd Street
410 10th Avenue (at 33th Street)
New York, NY 10001

Columbus Circle
10 Columbus Circle
New York, NY 10019

Broadway
2160 Broadway
(at 76th Street)
New York, NY 10024

Downtown NY
225 Broadway
New York, NY 10007

Rockefeller Center
1230 Avenue of the Americas (at 48th St.)
New York, NY 10020

6th Avenue
442 6th Avenue
(at 10th Street)
New York, NY 10011

Canal
163 Canal Street
New York, NY 10013

Lower East Side People's Federal Credit Union


  • Proof of home address.
  • One-time $5 membership fee.
  • A minimum deposit of $75 is recommended to avoid monthly maintenance fee of $3.
  • Membership is open to:
    • Individuals who live, work, volunteer, worship, attend school, or belong to any organization located in Lower East Side (Manhattan Community Board 3), Central Harlem (Manhattan Community Board 10), and East Harlem (bounded by 90th Street north to 125th Street, and from the East River Drive to the East side of Fifth Avenue);
    • Residents of New York City who earn less than $38,000 annually;
    • Residents of an HDFC Co-op building;
    • People affiliated with one of LESPFCU's Select Partner Groups;
    • A family member of an existing LESPFCU member.
  • SSN or ITIN is not required but the credit union representative can assist with ITIN applications.

Visit the Lower East Side People's Federal Credit Union website

Branch Locations

For branch locations, please call:

Lower East Side (Main) Branch
37 Avenue B
(at East 3rd Street)
New York, NY 10009
212-529-8197

East Harlem Branch
2285 2nd Avenue
New York, NY 10035
212-828-6061

North Shore Branch
2 St Paul's Avenue
Staten Island, NY 10301
718-554-4544

Neighborhood Trust Federal Credit Union


  • SSN or ITIN is preferred and a NTFCU Union representative can assist with ITIN applications.
  • A valid photo ID and proof of address is also required.
  • IDNYC Cardholders can open accounts with $5.
  • Membership is open if you:
    • Work or study in Washington Heights, West Harlem or Inwood (or if you have graduated from the Getting Ahead course or have been referred by a Single Stop or Financial Empowerment Center site).

Visit the Neighborhood Trust Federal Credit Union website

Branch Location

For branch hours, please call: (212) 740-0900

1112 St. Nicholas Ave.
(at 165th Street)
New York, NY 10032

PNC Bank

  • SSN or ITIN is required.

Visit the PNC Bank website


Branch Locations

For branch hours, please call: 1-888-762-2265

340 Madison Avenue Branch
340 Madison Avenue, 1st Floor
New York, NY 10017

Port Authority Branch
625 8th Avenue
Suite 120 North Wing
New York, NY 10018

11 Penn Plaza Branch
11 Penn Plaza
7th & West 31st Street
New York, NY 10001

Corbin Branch
200 Broadway
Fulton Building
New York, NY 10038

Spring Bank

  • SSN or ITIN is required.
  • Please bring a photo ID, ITIN/SSN, and proof of address.
  • Access Checking requires $25 fee to open, but there is no minimum balance maintenance requirement as long as the account is active.
  • Savings account requires a $25 minimum balance to maintain.

Visit the Spring Bank website

Branch Locations

For branch hours, please call:

Bronx (Main) Branch
69 E. 167th Street
(at Gerard Avenue)
Bronx, NY 10452
718-879-5000

Harlem Branch
2049 Frederick Douglass Blvd.
(at W. 111th St)
New York, NY 10026
718-879-5000

Urban Upbound Federal Credit Union

  • SSN or ITIN is required.
  • Proof of address.
  • $25 minimum opening balance.
  • Membership is open to:
    • Those who live, work, or worship in Community Board 1 and 2, which consist of Queensbridge, Ravenswood, Long Island City, Astoria, Woodside, and Sunnyside; or
    • Recipients of Urban Upbound's other services (e.g., Financial Fitness, Workforce Development, etc.).

View the Urban Upbound Federal Credit Union website

Branch Locations

For branch hours, please call: 718-784-0877 ext. 359

13-03B 40th Ave.
(at 13th Street)
Long Island City, NY 11101

USALLIANCE


Membership is open to:

  • Those who live, work, regularly conduct business, worship, or attend school in an under-served area of New York, New York;
  • Those who live, work, regularly conduct business, worship, or attend school in the Bronx, Mount Vernon, and Yonkers;
  • Those who are employees or retirees of a state or local government agency in Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, or Westchester counties in New York.

Required Documents:

  • Valid, non-expired, government issued photo ID: a driver's license, a state issued identification card, a New York City issued identification card (IDNYC), permanent resident card, U.S. or foreign issued passport, or a consular photo identification card.
  • Proof of address: a recent telephone, cable, utility bill, a lease agreement, voter card, rent receipt.
  • Social Security Number or ITIN.

Just $1:

  • Minimum $1 deposit in your Savings Account
  • Minimum $1 deposit in your Checking Account

Visit the USALLIANCE website

Branch Locations

For branch hours, please call: 1 (800) 431-2754

Bethex, a Division of USALLIANCE
20 E. 179th St., LL
(at Walton Avenue)
Bronx, NY 10453

USALLIANCE
350 W 31st St
New York, NY 10001

USALLIANCE
World Financial Center - AMEX
200 Vesey Street 3rd Floor
New York, NY 10285
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